Disclaimer

Not Affiliated with Government

Roddy Life Planning Group, LLC is an independent insurance agency and is not affiliated with or endorsed by any government agency, including the Internal Revenue Service, Social Security Administration, or any federal or state regulatory body.

Not Financial or Tax Advice

This website is for informational purposes only and does not constitute financial, tax, or legal advice. Tax laws are subject to change. We recommend consulting with a qualified tax professional, attorney, or financial advisor regarding your specific situation before making any decisions.

Insurance Product Disclosures

Insurance products and plan features are underwritten by Ameritas Life Insurance Corp. (Ameritas Life) and Ameritas Life Insurance Corp. of New York (Ameritas Life of NY). Each company is solely responsible for its own financial condition and contractual obligations. Ameritas Life is licensed in all states except NY. Ameritas Life of NY is licensed in NY.

Living Benefits Rider

Living Benefits are provided through an accelerated death benefit rider. Availability, terms, and conditions may vary by state and policy. If you receive an accelerated death benefit, the policy death benefit is reduced by the amount paid plus accrued interest. A one-time administrative fee may apply. This rider is not available in all states.

Tax Treatment

Tax treatment of insurance products is based on current IRS rules and regulations (including IRC Sections 7702 and 101). Tax laws are subject to change at the discretion of Congress. We do not provide tax advice. Please consult with a qualified tax professional.

Guarantees

Life insurance policies contain guarantees that are subject to the claims-paying ability of the issuing insurance company. Policy values and benefits are not guaranteed and may fluctuate based on various factors including index performance, premiums paid, and policy loans.

Licensing

Roddy Life Planning Group, LLC is based in South Carolina and is licensed to sell insurance products in 16+ states. License information is available upon request. Not all products are available in all states.

Testimonials

Testimonials and examples shown are real but do not guarantee similar results. Your results will vary based on your individual circumstances, health, age, and other factors.

Important Disclaimers